Legal

Terms of sale & use

Last updated: 2026-09-29

Kindly Budget ("we") sells downloadable digital products: spreadsheet templates, printable planners and guides. The website is operated by [Owner details to be completed in .env: BUSINESS_NAME, BUSINESS_ADDRESS, BUSINESS_VAT_ID].

Who you buy from

Our checkout is provided by Polar, which acts as the merchant of record: Polar processes your payment, calculates and remits sales tax/VAT where required, and issues your receipt and invoice. Polar's own terms apply to the payment.

Delivery

Products are delivered digitally, immediately after payment, by email and through your customer portal. No physical item is shipped.

License

• You may use the files for your own personal or household use, on any of your devices, and print as many copies as you need for yourself.
• You may not share, resell, redistribute, or upload the files (or modified versions) for others to download.

Not financial advice

Our products are educational and organizational tools. They are not financial, tax, investment or legal advice. Example figures are illustrations. You are responsible for your own financial decisions; consider speaking with a licensed professional about your situation.

Refunds

See our refund policy.

Liability

To the extent permitted by law, our total liability relating to a product is limited to the amount you paid for it. Nothing in these terms limits rights you have under mandatory consumer law.

Contact

hello@kindlybudget.com